What happens to my Infonavit credit if I have a bad credit history?
If your credit bureau reflects a negative history, don't be discouraged. Infonavit offers several solutions for debtors that will help you improve your situation and gain access to credit. Among them are:
- Voluntary contributions: You can increase your savings in your Infonavit account to increase the amount of your credit.
- Score contests: Infonavit organizes contests where you can improve your credit score by meeting certain challenges.
- Advice and support: Infonavit provides personalized advice to help you regularize your credit situation.
How to improve my credit score?
If you want to improve your credit score and increase your chances of obtaining a good Infonavit credit, here are some tips:
- Pay your debts on time: It is essential to meet the payment dates of your loans and credit cards to avoid negative records in your credit bureau.
- Do not over-indebt yourself: Apply only for the loans you really need and that you can pay without affecting your economy.
- Monitor your credit history: Check your credit bureau report periodically to detect any errors or inconsistencies.
- Use your credit cards responsibly: Do not exceed your credit limit and avoid minimum payments.
Being in Buró de Crédito does not mean that you cannot obtain an Infonavit loan. Infonavit assesses your payment capacity and offers you several options to improve your credit situation.
Remember that the key to access a good Infonavit credit is to maintain a positive credit history, pay your debts on time and take advantage of the support programs offered by the institute. Don't hesitate to seek personalized advice to resolve your doubts and move towards the home you want!
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