To purchase a home with Infonavit, you will need to accumulate a certain number of points. The exact amount depends on factors such as your salary, how long you've been contributing, and your credit history. However, generally, you need at least 1,080 points to apply for an Infonavit credit.
How to Calculate Infonavit Points
Your Infonavit points are calculated based on the following factors:
Salary: Your base salary is one of the most important factors. The higher your salary, the more points you accumulate.
Age: Your age also plays a significant role. The younger you are, the more points you can accrue.
Credit History: Your credit history is also considered. If you have a good credit history, you can accumulate more points.
Contribution Time: The time you've been contributing to Infonavit is crucial. The longer you've been contributing, the more points you accumulate.
Employer Contributions: Your employer's contributions also count towards your points.
Where to Check Infonavit Points
You can check your Infonavit points through various methods:
- Infonavit's My Account portal: [https://micuenta.infonavit.org.mx/](https://micuenta.infonavit.org.mx/)
- Infonavit app: Download the Infonavit app on your cellphone and check your points in the "My Credit" section.
- At the Housing Rights Assistance Centers (CADHs): Visit any CADH to inquire about your points.
For further information, you can refer to this blog.